The Digital Public Infrastructure Map

Tracking national-scale digital infrastructure around the world

The Digital Public Infrastructure Map

Tracking national-scale digital infrastructure around the world

97 DPI-like

63 WIP

NA

Digital Payment Systems (257)

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- >4 B
Annual volume of transactions: 2023- 400 K
Cost of transactions: Fixed system maintenance fee and variable transaction fee
Number of participants: 2024- 14
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.bankofalbania.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Anipay (instant payment system), Interbank payment system, government payment portal

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): Anipay 2024- 330 M
Annual volume of transactions: Anipay 2024- 423 K
Cost of transactions: NA
Number of participants: 2024- 19
Types of transactions supported: P2P, P2M, G2P, P2G, B2B
Type of settlement system: RTGS
URL: https://anipay.az

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

DPI-like

Fawri+(instant payment system), Interbank payment system

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 19.3 B
Annual volume of transactions: 2023- 334 M
Cost of transactions: Variable, free up to 100 BD, then 0.1 BD up to 1000 BD
Number of participants: 2023- 23
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://benefit.bh

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Variable
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: NA

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system APSSS

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2024- USD 45 M
Annual volume of transactions: 2024- 270 K
Cost of transactions: 0.25 USD per transaction (real-time), HIgher for EFTs of highter amounts
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.centralbank.org.bz

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

DPI-like

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 1.07 B
Annual volume of transactions: 2023- 99.52 M
Cost of transactions: NA
Number of participants: 2023- 6
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.rma.org.bt

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

QR BCB/ $imple

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): So far only accessible to accounts under Central Bank but meant to be interoprable among all bank and non bank financial institutions
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.bcb.gob.bo

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Bosnia and Herzegovina

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.cbbh.ba

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Pix

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- USD 1834 B
Annual volume of transactions: 2022- 20354 M
Cost of transactions: 0 for individuals (set by regulator). 0.22% for retail transactions.
Number of participants: 2022- 792
Types of transactions supported: P2P, P2M, B2B, G2P, P2G
Type of settlement system: RTGS
URL: https://www.bcb.gov.br

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://afcwp.asean.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

BaKong

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 492 B
Annual volume of transactions: 2023- 1.7 B
Cost of transactions: Free up to 100 USD
Number of participants: 2024- 70, NA, NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: ACH
URL: https://bakong.nbc.gov.kh

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Transferencias en Línea (TEF)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): Launched in 2008 with steady growth in transaction volumes (CAGR 21.24% in last 5 years)
Annual volume of transactions: 2019- 529 M
Cost of transactions: NA
Number of participants: 2021- 14
Types of transactions supported: P2P P2M
Type of settlement system: DNS
URL: https://fastpayments.worldbank.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NO
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NO
AML Law: YES

DPI-like

Interbank Payment System

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank/Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Fixed fee model + variable fee based on volume (determined by participants for users)
Number of participants: 2020- >400
Types of transactions supported: P2P, P2G,P2M, B2B, G2P
Type of settlement system: DNS
URL: https://fastpayments.worldbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

China, Hong Kong Special Administrative Region

DPI-like

Faster Payment System (FPS)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2024- 3.6 M
Annual volume of transactions: 2024- 67 M
Cost of transactions: NA
Number of participants: 2024- 305
Types of transactions supported: P2P, P2M, B2B, P2G
Type of settlement system: RTGS
URL: https://www.hkma.gov.hk

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

China, Macao Special Administrative Region

DPI-like

Easy transfer

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2020- 31
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://macaonews.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

DPI-like

Sinpe (National System of Electronic Payments)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2020- USD 1.6 B
Annual volume of transactions: 2021- 230 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M P2G
Type of settlement system: NA
URL: https://www.bccr.fi.cr

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment systems

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 9
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.centralbank.cw

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

Dominican Republic

DPI-like

Interbank payment systems

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.bancentral.gov.do

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- 70.6 M
Annual volume of transactions: 2022- USD 20.34 B
Cost of transactions: Free
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.bce.fin.ec

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

InstaPay/IPIN

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- 1% of GNI
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 27
Types of transactions supported: P2P P2M G2P
Type of settlement system: NA
URL: https://www.cbe.org.eg

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Transfer 365

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- USD 9.7 M
Annual volume of transactions: 2022- 7.79 M
Cost of transactions: NA
Number of participants: 2021- 26
Types of transactions supported: P2P, B2B, G2P
Type of settlement system: ACH
URL: https://www.bcr.gob.sv

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS, ACH
URL: https://www.montran.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Gamswitch

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Here
Number of participants: 2023- 12
Types of transactions supported: P2P P2G P2B
Type of settlement system: RTGS ACH
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

GhanaPay/ GIPS

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- USD 2 B
Annual volume of transactions: 2021- 37 M
Cost of transactions: NA
Number of participants: 2023- 52
Types of transactions supported: P2P P2M B2B G2P
Type of settlement system: NA
URL: https://www.ghipss.net

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS ACH
URL: https://www.bankofguyana.org.gy

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

Interbank payments system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.boi.org.il

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

BOJ-NET and ZenginNet

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2016- 1 B
Annual volume of transactions: 2016- 6.4 M
Cost of transactions: RTGS system, does not operate 24/7
Number of participants: 2016- > 500, 2016- >500
Types of transactions supported: P2P, B2B, P2M, G2P
Type of settlement system: RTGS
URL: https://www.boj.or.jp

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Instant payment system (IPS)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 269 M
Annual volume of transactions: 2022- 18 K
Cost of transactions: NA
Number of participants: 2023- 9
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, DNS
URL: https://npck.kz

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://bqk-kos.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

WAMD (instant payment system)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.cbk.gov.kw

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

DPI-like

Instant payment system "Elcard"

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- USD 12 B
Annual volume of transactions: 2022- 8.8 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, G2P
Type of settlement system: RTGS, BCS (bulk clearing system)
URL: https://www.nbkr.kg

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

MauCAS (Mauritius Central Automated Swtich)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- USD 30 M
Annual volume of transactions: 2021- 467 K
Cost of transactions: NA
Number of participants: 2023- 14
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://www.bom.mu

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

CoDI

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- USD 16201 B
Annual volume of transactions: 2022- 2792 M
Cost of transactions: NA
Number of participants: 2022- 85
Types of transactions supported: P2P, P2M, B2B, G2P
Type of settlement system: MN
URL: https://www.codi.org.mx

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

MIA (Instant payment system)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2024- 5.6 M
Annual volume of transactions: 2024- 100k
Cost of transactions: MIA- free up to 10k MDL
Number of participants: 2024- 14
Types of transactions supported: P2P, P2M, B2B. P2G, G2P
Type of settlement system: RTGS
URL: https://mpay.gov.md

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

National payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 15
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, ACH
URL: https://www.mongolbank.mn

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payments system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.cbcg.me

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

MyanmarPay (Instant payment system)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M B2B
Type of settlement system: RTGS
URL: https://payplusmyanmar.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

NIBSS Instant Payment (NIP)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- USD 655,040 B
Annual volume of transactions: 2021- 3,473 B
Cost of transactions: NA
Number of participants: 2023- 230+
Types of transactions supported: P2P P2B B2B P2G G2P
Type of settlement system: NA
URL: https://nibss-plc.com.ng

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

North Macedonia

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.nbrm.mk

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system, Mobile wallet
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://cbo.gov.om

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Papua New Guinea

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.bankpng.gov.pg

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

SIPAP (Sistema de Pagos de Paraguay)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M B2B
Type of settlement system: RTGS
URL: https://www.bnf.gov.py

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

CBDC

Payment system type: CBDC
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.ledgerinsights.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: NA

DPI-like

PhilPASSPlus

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2024- 127 K
Annual volume of transactions: 2024- 767 K
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, ACH
URL: https://www.bsp.gov.ph

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment systems

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.frbservices.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

Fawran

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 8
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.qnb.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

Russian Federation

DPI-like

Faster payment system/ SBP (instant payment system)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2024- 18 B
Annual volume of transactions: 2024- 92 M
Cost of transactions: Free up to 10k roubles a month
Number of participants: 2024- 220
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.cbr.ru

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

sarie (instant payment system)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2019- 157 M
Annual volume of transactions: 2019- 12.7 B
Cost of transactions: NA
Number of participants: 2024- 11
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://sarie.sa

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

PayShap

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank/Bank association
National / Regional: National
Annual value of transactions (USD): 2024- 2.8 B
Annual volume of transactions: 2024- 76 M
Cost of transactions: NA
Number of participants: 2024- 10
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.payshap.co.za

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

BOK Wire +/Retail Payment System

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.bok.or.kr

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NO
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

State of Palestine

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://pdf.usaid.gov

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

SIC5

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.six-group.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://nbt.tj

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

TIPS (Tanzania Instant Payment System)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 5
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://www.bot.go.tz

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

DPI-like

PromptPay

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- 14.8 B
Annual volume of transactions: 2022- 416 M
Cost of transactions: Free up to 50 USD
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.bot.or.th

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Trinidad and Tobago

DPI-like

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.central-bank.org.tt

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

DPI-like

FAST (Instant payment system)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://fast.tcmb.gov.tr

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

United Arab Emirates

DPI-like

Aani (instant payment system)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 8
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://aletihadpayments.ae

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

United Kingdom of Great Britain and Northern Ireland

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

United States of America

DPI-like

FedNow

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Individuals- 0.05-1 cent; PSPs- monthly fee (USD 25)
Number of participants: 2024- 930
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.frbservices.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NO
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: NO
Reporting forum: YES
AML Law: NA

DPI-like

TIPS (Target Instant Payment Settlement)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 2321 (including non-Euro members)
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

DPI-like

National Financial Switch (NFS)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank/Bank association
National / Regional: National
Annual value of transactions (USD): 2021- USD 610 M
Annual volume of transactions: 2021- 25 M
Cost of transactions: NA
Number of participants: 2023- 30
Types of transactions supported: P2P P2B B2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

WIP

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.dab.gov.af

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

COMESA regional payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): 2022- 388 M
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 9
Types of transactions supported: B2B
Type of settlement system: DNS
URL: https://www.comesa.int

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Regional TCIB for cross-border RTRPs

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Bank association
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: USD 0.10 per transaction
Number of participants: 2023- 16
Types of transactions supported: P2P P2M
Type of settlement system: ACH
URL: https://www.tcib.africa

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

GIMACPAY

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Other
National / Regional: Regional
Annual value of transactions (USD): 2022- 50 M
Annual volume of transactions: 2022- 2 M
Cost of transactions: NA
Number of participants: 2023- 91
Types of transactions supported: P2P P2M P2G
Type of settlement system: NA
URL: https://gimac-afr.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

BCEAO Regional Payment Systems Project

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 8
Types of transactions supported: B2B
Type of settlement system: NA
URL: https://documents.worldbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

PAPSS (Pan African Payment and Settlement System)

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Commercial bank/Private PSP
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 6
Types of transactions supported: B2B
Type of settlement system: NA
URL: https://papss.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Switch mobile

Payment system type: Cross-domain payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS, DNS
URL: https://www.wearetech.africa

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Antigua and Barbuda

WIP

D-Cash (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.eccb-centralbank.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Sistema Nacional de Pagos – Transferencias

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): 2022- USD 2064 B
Annual volume of transactions: 2022- 7816 M
Cost of transactions: Capped at 0.8% of transaction costs
Number of participants: 2022- 68
Types of transactions supported: P2P P2M B2B
Type of settlement system: MN
URL: https://www.bcra.gob.ar

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: YES

WIP

ASEAN Payments Connectivity

Payment system type: Interbank payment system
Status of implementation: Active

Operator: NA
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.bot.or.th

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

New Payments Platform

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Multiple pricing modes
Number of participants: 2024- >100
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: Distributed settlement
URL: https://www.auspayplus.com.au

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

WIP

Sand Dollar (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- almost 0.2% of BHD in circulation
Annual volume of transactions: 2023- >100 K wallets
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://www.sanddollar.bs

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.gsma.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

BimPay

Payment system type: Mobile money
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: B2B, B2G, B2P, P2B, P2G.P2P
Type of settlement system: NA
URL: https://www.centralbank.org.bb

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.centralbank.org.bz

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Real-Time Rail System

Payment system type: Cross-domain payment system
Status of implementation: Pilot

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.payments.ca

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

WIP

Lynx (Interbank payment system)

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2023- 103 M
Annual volume of transactions: 2023- 13.1 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.payments.ca

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: YES

WIP

DCash 2.0

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Central America, Caribbean

WIP

Payment Interconnection System (SIPA)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: NA
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Cost of transfers is US$5.00, paid only by the client who originated the payment at the time of requesting the transfer.
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.bancentral.gov.do

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2G,P2M, B2B, G2P
Type of settlement system: DNS
URL: https://fastpayments.worldbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

e-CNY (CBDC)

Payment system type: CBDC
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- USD 12 B
Annual volume of transactions: 2021- 8 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2G,P2M, B2B, G2P
Type of settlement system: DNS
URL: https://www.hkma.gov.hk

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

China, Hong Kong Special Administrative Region

WIP

e-CNY (CBDC)

Payment system type: CBDC
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B, P2G
Type of settlement system: RTGS
URL: https://www.hkma.gov.hk

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Bre-B Instant payment system

Payment system type: Cross-domain payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://paymentscmi.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Transfiya

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): 2022- 213 M
Annual volume of transactions: 2022- 10 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.transfiya.com.co

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.centralbank.cw

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: NA

WIP

Système de Règlement Automatisé de Djibouti (SYRAD)

Payment system type: Cross-domain payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Dominican Republic

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.bancentral.gov.do

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Eastern Caribbean

WIP

DCash 2.0

Payment system type: CBDC
Status of implementation: Pilot

Operator: NA
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Chivo Wallet (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- USD 9.7 M
Annual volume of transactions: 2022- 7.79 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B, G2P
Type of settlement system: ACH
URL: https://insights.som.yale.edu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

EthSwitch

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): ?- USD 1.5 B
Annual volume of transactions: 2023- 14 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://ethswitch.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

Instant payment system

Payment system type: Cross-domain payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://nbg.gov.ge

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

eCedi (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M B2B G2P
Type of settlement system: NA
URL: https://cbdctracker.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

TIPS (Target Instant Payment Settlement)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): 2024- 70 B
Annual volume of transactions: 2024- 554 K
Cost of transactions: NA
Number of participants: 2024- 60
Types of transactions supported: P2P,P2B,P2G,B2P,B2B,B2G; P2P, P2M
Type of settlement system: RTGS
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Free for individuals
Number of participants: NA
Types of transactions supported: P2P,P2B,P2G,B2P,B2B,B2G; P2P, P2M
Type of settlement system: NA
URL: https://www.ecb.europa.eu

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: YES
AML Law: NA

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS ACH
URL: https://www.bankofguyana.org.gy

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.electronicpaymentsinternational.com

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Unified Payments Interface (UPI)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2024- 24 B
Annual volume of transactions: 2024- 14K M
Cost of transactions: Free for P2P
Number of participants: 2024- 598
Types of transactions supported: P2P, P2M, B2B, P2G
Type of settlement system: NA
URL: https://www.npci.org.in

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

BI-FAST

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): 2022- 450 M
Annual volume of transactions: 2022- 2.1 B
Cost of transactions: 0.15 per transaction
Number of participants: 2022- 106
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: ACH
URL: https://developers.bri.co.id

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: NA
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile wallets

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, P2G
Type of settlement system: NA
URL: NA

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- 2.2 M USD
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://boj.org.jm

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Jam-DEX(CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2022- 2.2 M USD
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://boj.org.jm

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

CliQ (IPS)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2023- 7.2 B (Cliq)
Annual volume of transactions: 2023- 30.2 M (Cliq)
Cost of transactions: Cliq is only free for most, not all banks.
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B, P2G, G2P
Type of settlement system: RTGS
URL: https://www.jopacc.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

JoMoPay (Mobile wallet)

Payment system type: Mobile wallet
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2023- 7.2 B (Cliq)
Annual volume of transactions: 2023- 30.2 M (Cliq)
Cost of transactions: Cliq is only free for most, not all banks.
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B, P2G, G2P
Type of settlement system: RTGS
URL: https://www.cbj.gov.jo

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

Digital Tenge (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, DNS
URL: https://nationalbank.kz

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

PesaLink

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2023- USD 15 K
Annual volume of transactions: 2023- 16 M
Cost of transactions: NA
Number of participants: 2024- 32
Types of transactions supported: P2P P2M
Type of settlement system: DNS
URL: https://www.ipsl.co.ke

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

MPesa

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): ?- USD 1 B daily
Annual volume of transactions: NA
Cost of transactions: Free for transactions up to 100 Kshs. Then charges are based on value + payer/payee service
Number of participants: NA
Types of transactions supported: P2P P2M
Type of settlement system: DNS
URL: https://www.safaricom.co.ke

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: YES
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Interbank payment system (KASSIP)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.cbk.gov.kw

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, G2P
Type of settlement system: RTGS, BCS (bulk clearing system)
URL: NA

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Digital Soam (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, G2P
Type of settlement system: RTGS, BCS (bulk clearing system)
URL: NA

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: Regional
Annual value of transactions (USD): 2022- 388 M
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 9
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, DNS
URL: https://cbl.gov.ly

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): 2020- USD 639 M
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Nat Switch

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2022- USD 312 M
Annual volume of transactions: 2022- 11.5 M
Cost of transactions: NA
Number of participants: 2023- 13
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NO
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Real-time Retail Payments Platform (RPR)/Duitnow

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Variable, not free
Number of participants: 2020- 36
Types of transactions supported: P2P, P2M B2B
Type of settlement system: RTGS
URL: https://fastpayments.worldbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Favara/ United Payment Gateway (UPG)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: NA
URL: https://payments.mv

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Afaq (Arabian Gulf System for Financial Automated Quick Payment Transfer)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Bank association
National / Regional: Regional
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 5
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.gulf-payments.com

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

MPay

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 37 M
Annual volume of transactions: 2023- 1.3 B
Cost of transactions: MIA- free up to 10k MDL
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B. P2G, G2P
Type of settlement system: DNS
URL: https://mpay.gov.md

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS, ACH
URL: https://www.mongolbank.mn

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Marocpay

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): 2020- 1.4 million transactions (mWallets), valued at about $44.25 M. 51% of these carried out through m-wallets issued by payment institutions (against 49 percent by m-wallets backed by bank accounts). # of wallets has increased 153 percent between 2019 and 2020, transaction volumes have remained low (USAID, 2022)
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 23
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://marocpay.ma

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Sociedade Interbancaria De Mocambique (SIMO)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2021- USD 3.2 B
Annual volume of transactions: 2021- 56 M
Cost of transactions: NA
Number of participants: 2023- 22
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Nampay

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 9
Types of transactions supported: P2P B2B
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: YES
Reporting forum: NA
AML Law: NA

WIP

National Payments Interface (NPI)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 51
Types of transactions supported: P2P, P2M, B2B, P2G, G2P
Type of settlement system: NA
URL: https://nchl.com.np

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Nigeria Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Central bank/Other
National / Regional: National
Annual value of transactions (USD): 2021- USD 17 B
Annual volume of transactions: 2021- 284 M
Cost of transactions: NA
Number of participants: 2023- 21
Types of transactions supported: P2P P2B B2B P2G G2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

eNaira (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- USD 448 K
Annual volume of transactions: 2021- 34 K
Cost of transactions: NA
Number of participants: 2023- 33
Types of transactions supported: P2P P2B B2B P2G G2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: YES
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Interbank payment system, Mobile wallet
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://cbo.gov.om

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Raast

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): 2023- 3.09 B
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2021- 30
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.sbp.org.pk

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://mibim.pe

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.frbservices.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

eKash

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 2
Types of transactions supported: P2P P2M
Type of settlement system: NA
URL: https://rswitch.co.rw

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Saint Kits and Nevis

WIP

D-Cash (CBDC)

Payment system type: CBDC
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.eccb-centralbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Saint Kitts and Nevis

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.eccb-centralbank.org

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Samoa Finance Sector Resilience and Development Project

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.worldbank.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Sao Tome and Principe

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

PayNow

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2022- 91K B
Annual volume of transactions: 2022- 311 M
Cost of transactions: Free for P2P, charges for P2M
Number of participants: 2024- 32 Since Feb 2023, Singapore and India's IPSs can transact cross border in real time Limited to banks only
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: NA
URL: https://www.abs.org.sg

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Solomon Islands

WIP

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, B2B
Type of settlement system: RTGS
URL: https://www.cbsi.com.sb

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Somalia National Payment System

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 9
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Real Time Clearing (RTC)

Payment system type: Interbank payment system
Status of implementation: Active

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2021- 57 B
Annual volume of transactions: 2021- 130 M
Cost of transactions: NA
Number of participants: 2023- 33
Types of transactions supported: P2P, B2B
Type of settlement system: RTGS
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: NO
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Lanka Pay

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): 2024- 43 K
Annual volume of transactions: 2024- 164.3 M
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: NA
URL: https://www.lankapay.net

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: NA
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile wallets

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P
Type of settlement system: NA
URL: NA

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Trinidad and Tobago

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: RTGS
URL: https://www.central-bank.org.tt

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2024- 3
Types of transactions supported: P2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.cbt.tm

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M, P2G
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Mobile money

Payment system type: Mobile money
Status of implementation: Active

Operator: Commercial bank/Private PSP
National / Regional: National
Annual value of transactions (USD): 2023- USD 60 B
Annual volume of transactions: 2023- 6.3 B
Cost of transactions: NA
Number of participants: 2023-14
Types of transactions supported: P2P, P2M, P2G
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NO
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

WIP

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://cbu.uz

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS, ACH
URL: https://pressroom.ifc.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Yemen Financial Market Infrastructure Project

Payment system type: Interbank payment system
Status of implementation: Pilot

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: NA
URL: https://documents1.worldbank.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

WIP

Zimswitch Instant Payment Interchange Technology (ZIPIT)

Payment system type: Cross-domain payment system
Status of implementation: Active

Operator: Bank association
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: 2023- 20
Types of transactions supported: P2P P2B P2G G2P B2B B2P
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NO
Bank participation: YES
Non-bank participation: YES
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Antigua and Barbuda

NA

Mobile money

Payment system type: Mobile money
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: P2P, P2M
Type of settlement system: NA
URL: https://cuminpay.com

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.cba.am

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Instant payment system

Payment system type: Interbank payment system
Status of implementation: NA

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Cap at 1% of transaction value
Number of participants: NA
Types of transactions supported: P2P, B2B
Type of settlement system: NA
URL: https://primepress.by

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Bonaire, Sint Eustatius and Saba

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Faso Arzêka

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://play.google.com

Active real-time payment system present: NA
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Central African Republic

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Côte d’Ivoire

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Democratic Republic of the Congo

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

DCash 2.0

Payment system type: CBDC
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Equatorial Guinea

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Unknown domestic IPS/ only regional IPS

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.africanenda.org

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

DCash 2.0

Payment system type: CBDC
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: YES
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: Variable, not free
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: NA

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.bdl.gov.lb

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Marshall Islands

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Micronesia (Federated States of)

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

Saint Barthélemy

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

DCash 2.0

Payment system type: CBDC
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

Saint Vincent and the Grenadines

NA

DCash 2.0

Payment system type: CBDC
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.dcashec.com

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Instant Payments Serbia

Payment system type: Interbank payment system
Status of implementation: NA

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): 2023- 6.7 B
Annual volume of transactions: 2023- 66 M
Cost of transactions: RSD 4 per P2P, RSD 1-2 per P2M
Number of participants: 2024- 22
Types of transactions supported: P2P,P2B,P2G,B2P,B2B,B2G
Type of settlement system: RTGS
URL: https://ips.nbs.rs

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: YES
Bank participation: YES
Non-bank participation: YES
Interoperability policy: YES
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

Domestic IPS

Payment system type: Interbank payment system
Status of implementation: NA

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: https://www.cbs.sc

Active real-time payment system present: YES
Cross-border payments: YES
QR code transactions: NO
Bank participation: YES
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: YES
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

Interbank payment system

Payment system type: Interbank payment system
Status of implementation: NA

Operator: Central bank
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: RTGS
URL: https://www.cbc.gov.tw

Active real-time payment system present: NO
Cross-border payments: YES
QR code transactions: NA
Bank participation: NA
Non-bank participation: NO
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: YES

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA

NA

NA

Payment system type: NA
Status of implementation: NA

Operator: NA
National / Regional: National
Annual value of transactions (USD): NA
Annual volume of transactions: NA
Cost of transactions: NA
Number of participants: NA
Types of transactions supported: NA
Type of settlement system: NA
URL: NA

Active real-time payment system present: NO
Cross-border payments: NA
QR code transactions: NA
Bank participation: NA
Non-bank participation: NA
Interoperability policy: NA
Participation conditions and rules: NA
Data-handing rules for payment system: NA
Reporting forum: NA
AML Law: NA