Mon eID

Governing entity

General Directorate of National Security

Status of implementation

Active

Legally binding redress mechanism

Customer service mechanism

Funding organizations identified

World Bank

Technical Support organizations identified

IDEMIA MOSIP

URL

https://www.identitenumerique.ma

Last Updated

01/10/24

Claim of digital ID

YES

ID or Civil Registry Act

YES

Regulation for digital ID

YES

Codified digital ID legal status

YES

Procedural rules for digital ID enrolment

NA

Relationship with feeder documents

NO

Terms of data storage and sharing available

NA

National Data Protection Act

YES

Data leak disclosure process

NO

Data handling terms exist

NO

Collects or uses biometric data

YES

Digital authentication function

YES

Enables KYC packet collection

NA

Authentication through government portal

YES

Two or more sectoral use cases enabled

NA

Marocpay

Payment system type

Cross-domain payment system

Status of implementation

Active

Operator

Commercial bank/Private PSP

National / Regional

National

Annual value of transactions (USD)

2020- 1.4 million transactions (mWallets), valued at about $44.25 M. 51% of these carried out through m-wallets issued by payment institutions (against 49 percent by m-wallets backed by bank accounts). # of wallets has increased 153 percent between 2019 and 2020, transaction volumes have remained low (USAID, 2022)

Annual volume of transactions

NA

Cost of transactions

NA

Number of participants

2023- 23

Types of transactions supported

P2P P2M

Type of settlement system

NA

URL

https://marocpay.ma

Last Updated

01/10/24

Active real-time payment system present

YES

Cross-border payments

NA

QR code transactions

NA

Bank participation

YES

Non-bank participation

YES

Interoperability policy

NA

Participation conditions and rules

NA

Data-handing rules for payment system

NA

Reporting forum

NA

AML Law

YES

Base technical architecture

NA

Status of implementation

Active

Governing Entity

Agency for Digital Development (ADD)

Coordination unit

Agency for Digital Development (ADD)

National / Regional

National

Sector-specific / Cross-sectoral

Cross-sectoral

Permitted participants

Public

Ownership

Public

URL

https://www.add.gov.ma

Last Updated

01/10/24

Semantic interoperability

YES

Real-time sharing

NA

Scalable architecture

NA

Audit mechanism

YES

Procedural rules for data mgmt.

YES

Enrolment and participation information

NA

Used by more than one public entity

YES

Impact metrics

NA