[{"Country / Region":"Africa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"COMESA regional payment system","URL":"https://www.comesa.int/comesa-clearing-house/#:~:text=The%20system%20operates%20through%20member,increases%20trade%20within%20the%20region.","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"B2B","Type of settlement system":"DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 9","Annual value of transactions (USD)":"2022- 388 M","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Africa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"BCEAO Regional Payment Systems Project","URL":"https://documents.worldbank.org/en/publication/documents-reports/documentdetail/394311468779408394/western-africa-bceao-regional-payment-systems-project","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"B2B","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"2023- 8","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Africa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"PAPSS (Pan African Payment and Settlement System)","URL":"https://papss.com/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"B2B","Type of settlement system":"NA","Operator":"Commercial bank/ Private PSP","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2023- 6","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Africa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Regional TCIB for cross-border RTRPs","URL":"https://www.tcib.africa/home","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"ACH","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 16","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"USD 0.10 per transaction","QR code based transactions":"NA"},{"Country / Region":"Africa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"GIMACPAY","URL":"https://gimac-afr.com/lecosysteme-gimacpay/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, P2G","Type of settlement system":"NA","Operator":"Other","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 91","Annual value of transactions (USD)":"2022- 50 M","Annual volume of transactions":"2022- 2 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Algeria","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Switch mobile","URL":"https://www.wearetech.africa/en/fils-uk/news/telecom/algeria-launches-mobile-payment-interoperability-project","Active real-time payment system present":"No","Payment system type":"Cross-domain payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS, DNS","Operator":"NA","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Angola","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Benin","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Botswana","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Burkina Faso","Last updated":"22/07/25","Count for DPI":0,"Payment system name":"Faso Arzêka","URL":"https://play.google.com/store/apps/details?id=com.aveplus.fasoarzekacitizenapp&hl=en_GB","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Burundi","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Cabo Verde","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Cameroon","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Central African Republic","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Chad","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Comoros","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Congo","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Côte d’Ivoire","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Democratic Republic of the Congo","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Djibouti","Last updated":"11/12/25","Count for DPI":1,"Payment system name":"Système de Règlement Automatisé de Djibouti (SYRAD)","URL":"https://banque-centrale.dj/infrastructures-ats/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B, G2P, P2G","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"2023- 10.47 B","Annual volume of transactions":"2023- 24,834K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Variable","QR code based transactions":"NA"},{"Country / Region":"Egypt","Last updated":"10/02/26","Count for DPI":1,"Payment system name":"InstaPay/IPIN","URL":"https://www.cbe.org.eg/en/payment-systems-and-services/instant-payment-network","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2026- 36","Annual value of transactions (USD)":"2022- 1% of GNI","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"0.1% of transaction value, capped at 20 EGP ($0.39)","QR code based transactions":"NA"},{"Country / Region":"Equatorial Guinea","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Eritrea","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Eswatini","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"Eswatini Payment Switch","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Ethiopia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"EthSwitch","URL":"https://ethswitch.com/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"?- 1.5 B","Annual volume of transactions":"2023- 14 M","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Gabon","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Unknown domestic IPS/ only regional IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Gambia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Gamswitch","URL":"https://www.africanenda.org/en/map?scheme=gamswitch","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2G, P2B","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 12","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Here","QR code based transactions":"NA"},{"Country / Region":"Ghana","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"GhanaPay/ GIPS","URL":"https://www.ghipss.net/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, G2P","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 52","Annual value of transactions (USD)":"2021- 2 B","Annual volume of transactions":"2021- 37 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Ghana","Last updated":"01/12/25","Count for DPI":0,"Payment system name":"eCedi (CBDC)","URL":"https://cbdctracker.org/currency/ghana-e-cedi","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, G2P","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guinea","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guinea-Bissau","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Kenya","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"PesaLink","URL":"https://www.ipsl.co.ke/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"DNS","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 32","Annual value of transactions (USD)":"2023- 15 K","Annual volume of transactions":"2023- 16 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kenya","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"MPesa","URL":"https://www.safaricom.co.ke/personal/m-pesa","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"DNS","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"?- 1 B daily","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"Free for transactions up to 100 Kshs. Then charges are based on value + payer/payee service","QR code based transactions":"Yes"},{"Country / Region":"Lesotho","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Liberia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Libya","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"LYPay","URL":"https://cbl.gov.ly/en/the-central-bank-of-libya-officially-launches-the-website-for-the-instant-payment-service-lypay/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2026-15","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Madagascar","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Madagascar","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2020- 639 M","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Malawi","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Nat Switch","URL":"https://www.africanenda.org/en/map?scheme=natswitch-2023","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 13","Annual value of transactions (USD)":"2022- 312 M","Annual volume of transactions":"2022- 11.5 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Mali","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mauritania","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mauritius","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"MauCAS (Mauritius Central Automated Swtich)","URL":"https://www.bom.mu/maucas-0","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 14","Annual value of transactions (USD)":"2021- 30 M","Annual volume of transactions":"2021- 467 K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Morocco","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Switch Al Maghrib","URL":"https://www.swam.ma/ ","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Commercial bank/ Private PSP","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 23","Annual value of transactions (USD)":"2020- 1.4 million transactions (mWallets), valued at about $44.25 M. 51% of these carried out through m-wallets issued by payment institutions (against\n49 percent by m-wallets backed by bank accounts). # of wallets has increased 153 percent between 2019 and 2020, transaction volumes have remained low (USAID, 2022)","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mozambique","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mozambique","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"Sociedade Interbancaria De Mocambique (SIMO)","URL":"https://www.africanenda.org/en/map?scheme=sociedade-interbancaria-de-mocambique-simo-2023","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 22","Annual value of transactions (USD)":"2021- 3.2 B","Annual volume of transactions":"2021- 56 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mozambique","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"SPIM (Sistema de Pagamentos Instantâneos de Moçambique)","URL":"https://www.bancomoc.mz/media/1bwihts1/aviso-1-gbm-2026.pdf","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Namibia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Nampay","URL":"https://www.africanenda.org/en/map?scheme=nampay","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, B2B","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 9","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Niger","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Nigeria","Last updated":"25/06/25","Count for DPI":1,"Payment system name":"NIBSS Instant Payment (NIP)","URL":"https://nibss-plc.com.ng/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2B, B2B, P2G, G2P","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 230+","Annual value of transactions (USD)":"2021- 655,040 B","Annual volume of transactions":"2021- 3,473 B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Nigeria","Last updated":"25/06/25","Count for DPI":1,"Payment system name":"Nigeria Mobile money","URL":"https://www.africanenda.org/en/map?scheme=nigeria-mobile-money-2023","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2B, B2B, P2G, G2P","Type of settlement system":"NA","Operator":"Central bank/Other","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 21","Annual value of transactions (USD)":"2021- 17 B","Annual volume of transactions":"2021- 284 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Nigeria","Last updated":"26/05/25","Count for DPI":0,"Payment system name":"eNaira (CBDC)","URL":"https://www.africanenda.org/en/map?scheme=enaira-2023","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2B, B2B, P2G, G2P","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 33","Annual value of transactions (USD)":"2021- 448 K","Annual volume of transactions":"2021- 34 K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Rwanda","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"eKash","URL":"https://rswitch.co.rw/about-us-2/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 2","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Sao Tome and Principe","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Senegal","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Seychelles","Last updated":"25/06/25","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.cbs.sc/Financial/ModernisationPaymentSystem.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Sierra Leone","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Somalia","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Somalia National Payment System","URL":"https://www.africanenda.org/en/map?scheme=somalia-national-payment-system","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2023- 9","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"South Africa","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"PayShap","URL":"https://www.payshap.co.za/#/home","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central bank/ Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 10","Annual value of transactions (USD)":"2024- 2.8 B","Annual volume of transactions":"2024- 76 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"South Africa","Last updated":"30/06/25","Count for DPI":1,"Payment system name":"Real Time Clearing (RTC)","URL":"https://www.africanenda.org/en/map?scheme=real-time-clearing-rtc-2023","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2023- 33","Annual value of transactions (USD)":"2021- 57 B","Annual volume of transactions":"2021- 130 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"South Sudan","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"National Instant Payment System - NIPS","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P,G2P,P2G,P2B","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Sudan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tanzania","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"TIPS (Tanzania Instant Payment System)","URL":"https://www.bot.go.tz/PaymentSystem/Initiatives","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, B2P, P2G, B2G","Type of settlement system":"RTGS, DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 5","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Togo","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tunisia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tunisia","Last updated":"26/05/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.africanenda.org/map?scheme=tunisia-mobile-money-2023","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 3","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Uganda","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, P2G","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Uganda","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.africanenda.org/en/map","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, P2G","Type of settlement system":"NA","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023-14","Annual value of transactions (USD)":"2023- 60 B","Annual volume of transactions":"2023- 6.3 B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Zambia","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"National Financial Switch (NFS)","URL":"https://www.africanenda.org/en/map?scheme=zambia-eletronic-clearing-house-limited-zechl","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2B, B2P, B2B","Type of settlement system":"NA","Operator":"Central bank/ Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2023- 30","Annual value of transactions (USD)":"2021- 610 M","Annual volume of transactions":"2021- 25 M","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Zimbabwe","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Zimswitch Instant Payment Interchange Technology (ZIPIT)","URL":"https://www.africanenda.org/en/map?scheme=zimswitch-instant-payment-interchange-technology-zipit","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2B, P2G, G2P, B2B, B2P","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2023- 20","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Afghanistan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.dab.gov.af/sites/default/files/2020-06/National%20Financial%20Inclusion%20Strategy%20for%20Afghanistanfinal.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"NA","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Asia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"ASEAN Payments Connectivity","URL":"https://www.bot.or.th/en/financial-innovation/digital-finance/digital-payment/cross-border-payment.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bangladesh","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Variable","QR code based transactions":"NA"},{"Country / Region":"Bangladesh","Last updated":"27/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.gsma.com/mobile-money-metrics/#deployment-tracker","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Commercial bank/ Private PSP","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bangladesh","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"N/A","URL":"https://mojaloop.io/bangladesh-bank-building-mojaloop-based-ips/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"G2P, P2B","Type of settlement system":"NA","Operator":"NA","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Bhutan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Domestic IPS","URL":"https://www.rma.org.bt/media/Publication/Payments%20&%20Settlement%20Systems/Annual%20Payment%20System%20Report%202023.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Central bank, Private PSP","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2023- 6","Annual value of transactions (USD)":"2023- 1.07 B","Annual volume of transactions":"2023- 99.52 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Brunei","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://afcwp.asean.org/wp-content/uploads/2022/06/5B-Slides-on-Brunei-Darussalam-Digital-Payment-Roadmap-2019-2025.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Cambodia","Last updated":"17/02/25","Count for DPI":1,"Payment system name":"BaKong","URL":"https://bakong.nbc.gov.kh/en/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 70","Annual value of transactions (USD)":"2023- 492 B","Annual volume of transactions":"2023- 1.7 B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Free up to 100 USD","QR code based transactions":"Yes"},{"Country / Region":"China","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank Payment System","URL":"https://fastpayments.worldbank.org/sites/default/files/2021-09/World_Bank_FPS_China_IBPS_Case_Study.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2G, P2M, B2B, G2P","Type of settlement system":"DNS","Operator":"Central bank/ Bank association","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2020- >400","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"Fixed fee model + variable fee based on volume (determined by participants for users)","QR code based transactions":"Yes"},{"Country / Region":"China","Last updated":"27/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://fastpayments.worldbank.org/sites/default/files/2021-09/World_Bank_FPS_China_IBPS_Case_Study.pdf","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2G, P2M, B2B, G2P","Type of settlement system":"DNS","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"China","Last updated":"27/06/25","Count for DPI":1,"Payment system name":"e-CNY (CBDC)","URL":"https://www.hkma.gov.hk/eng/smart-consumers/e-cny/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2G, P2M, B2B, G2P","Type of settlement system":"DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2021- 12 B","Annual volume of transactions":"2021- 8 M","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"China, Hong Kong Special Administrative Region","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Faster Payment System (FPS)","URL":"https://www.hkma.gov.hk/eng/key-functions/international-financial-centre/financial-market-infrastructure/faster-payment-system-fps/#:~:text=All%20banks%20and%20e%2Dwallet,to%20the%20recipient%20almost%20immediately.","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B, P2G","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 305","Annual value of transactions (USD)":"2024- 3.6 M","Annual volume of transactions":"2024- 67 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"China, Hong Kong Special Administrative Region","Last updated":"27/06/25","Count for DPI":1,"Payment system name":"e-CNY (CBDC)","URL":"https://www.hkma.gov.hk/eng/smart-consumers/e-cny/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B, P2G","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"China, Macao Special Administrative Region","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Easy transfer","URL":"https://macaonews.org/news/business/monetary-authority-launches-simple-and-convenient-easy-transfer-service/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2020- 31","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"India","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Unified Payments Interface (UPI)","URL":"https://www.npci.org.in/what-we-do/upi/product-overview","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, P2G","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"NA","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2026 - 691","Annual value of transactions (USD)":"2025- 3.44 Tr","Annual volume of transactions":"2025- 228.3B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Free for P2P","QR code based transactions":"NA"},{"Country / Region":"Indonesia","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"BI-FAST","URL":"https://developers.bri.co.id/en/product/bi-fast","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"ACH","Operator":"NA","Bank participation":"NA","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2022- 106","Annual value of transactions (USD)":"2022- 450 M","Annual volume of transactions":"2022- 2.1B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"0.15 per transaction","QR code based transactions":"Yes"},{"Country / Region":"Iran","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Japan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"BOJ-NET and ZenginNet","URL":"https://www.boj.or.jp/en/paym/index.htm","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B, P2M, G2P","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2016- > 500, 2016- >500","Annual value of transactions (USD)":"2016- 1 B","Annual volume of transactions":"2016- 6.4 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"RTGS system, does not operate 24/7","QR code based transactions":"NA"},{"Country / Region":"Kazakhstan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Instant payment system (IPS)","URL":"https://npck.kz/en/ips/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2023- 9","Annual value of transactions (USD)":"2023- 269 M","Annual volume of transactions":"2022- 18 K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kazakhstan","Last updated":"27/06/25","Count for DPI":0,"Payment system name":"Digital Tenge (CBDC)","URL":"https://nationalbank.kz/en/page/Digital-Tenge","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kyrgyzstan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Instant payment system \"Elcard\"","URL":"https://www.nbkr.kg/DOC/14072023/000000000060872.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, G2P","Type of settlement system":"RTGS, BCS (bulk clearing system)","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 12 B","Annual volume of transactions":"2022- 8.8 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kyrgyzstan","Last updated":"27/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, G2P","Type of settlement system":"RTGS, BCS (bulk clearing system)","Operator":"Commercial bank/ Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kyrgyzstan","Last updated":"27/06/25","Count for DPI":0,"Payment system name":"Digital Soam (CBDC)","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, G2P","Type of settlement system":"RTGS, BCS (bulk clearing system)","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Laos","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"Variable, not free","QR code based transactions":"NA"},{"Country / Region":"Malaysia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Real-time Retail Payments Platform (RPR)/Duitnow","URL":"https://fastpayments.worldbank.org/sites/default/files/2021-09/World_Bank_FPS_Malaysia_RPP_Case_Study.pdf","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"2020- 36","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"Variable, not free","QR code based transactions":"NA"},{"Country / Region":"Maldives","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Favara/ United Payment Gateway (UPG)","URL":"https://www.mma.gov.mv/#/bankingandpayments/favara","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2026 - 8","Annual value of transactions (USD)":"NA","Annual volume of transactions":"2024- 7.76M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mongolia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"National payment system","URL":"https://www.mongolbank.mn/en/p/1301","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 15","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mongolia","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.mongolbank.mn/en/p/1301","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, ACH","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Myanmar","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"MyanmarPay (Instant payment system)","URL":"https://payplusmyanmar.com/index.php/myanmar-pay/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Nepal","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"National Payments Interface (NPI)","URL":"https://nchl.com.np/national-payments-interface-npi/#:~:text=National%20Payments%20Interface%20(NPI)%20is,an%20Open%20API%20platform%20concept.","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, P2G, G2P","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 51","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"North Korea","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Pakistan","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"Raast","URL":"https://www.sbp.org.pk/dfs/Raast.html","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2021- 30","Annual value of transactions (USD)":"2023- 3.09 B","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Philippines","Last updated":"30/11/25","Count for DPI":1,"Payment system name":"PhilPASSPlus","URL":"https://www.bsp.gov.ph/SitePages/MediaAndResearch/Videos/VideoDirectoryDisp.aspx?ItemId=358","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2024- 127 K","Annual volume of transactions":"2024- 767 K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Singapore","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"PayNow","URL":"https://www.abs.org.sg/consumer-banking/pay-now","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 32 Since Feb 2023, Singapore and India's IPSs can transact cross border in real time Limited to banks only","Annual value of transactions (USD)":"2022- 91K B","Annual volume of transactions":"2022- 311 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Free for P2P, charges for P2M","QR code based transactions":"NA"},{"Country / Region":"South Korea","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"BOK Wire +/Retail Payment System","URL":"https://www.bok.or.kr/eng/main/contents.do?menuNo=400045","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"No","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Sri Lanka","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Lanka Pay","URL":"https://www.lankapay.net/en/about-us","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2026 - 48","Annual value of transactions (USD)":"2024- 43 K","Annual volume of transactions":"2026 - 216.6 Tr","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Taiwan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.cbc.gov.tw/en/np-446-2.html","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tajikistan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://nbt.tj/tj/payment_system/rushdi-infrasokhtori-nizomi-pardokhtii-bmt.php","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Thailand","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"PromptPay","URL":"https://www.bot.or.th/en/financial-innovation/digital-finance/digital-payment/promptpay.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 14.8 B","Annual volume of transactions":"2022- 416 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"Free up to 50 USD","QR code based transactions":"NA"},{"Country / Region":"Timor-Leste","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Turkmenistan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.cbt.tm/en/payment/payment.html","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Uzbekistan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://cbu.uz/en/payment-systems/interbank-calculations/","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Vietnam","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Antigua and Barbuda","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"D-Cash (CBDC)","URL":"https://www.eccb-centralbank.org/d-cash","Active real-time payment system present":"No","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Antigua and Barbuda","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://cuminpay.com/","Active real-time payment system present":"No","Payment system type":"Mobile money","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bahamas","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Sand Dollar (CBDC)","URL":"https://www.sanddollar.bs/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2023- almost 0.2% of BHD in circulation","Annual volume of transactions":"2023- >100 K wallets","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Barbados","Last updated":"21/08/25","Count for DPI":0,"Payment system name":"BimPay","URL":"https://www.centralbank.org.bb/bimpay-about","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"B2B, B2G, B2P, P2B, P2G, P2P","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Barbados","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bonaire, Sint Eustatius and Saba","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Caribbean","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"No","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Cuba","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Curaçao","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment systems","URL":"https://www.centralbank.cw/functions/market-operations-payments/instant-payments","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 9","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Curaçao","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.centralbank.cw/functions/market-operations-payments/instant-payments","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Dominica","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Dominican Republic","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment systems","URL":"https://www.bancentral.gov.do/a/d/2665-descripcion","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Dominican Republic","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.bancentral.gov.do/a/d/2665-descripcion","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Eastern Caribbean","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Grenada","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guadeloupe","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Haiti","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Jamaica","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://boj.org.jm/core-functions/currency/cbdc/","Active real-time payment system present":"No","Payment system type":"Mobile money","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 2.2 M","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Jamaica","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Jam-DEX(CBDC)","URL":"https://boj.org.jm/core-functions/currency/cbdc/","Active real-time payment system present":"No","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 2.2 M","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Martinique","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Puerto Rico","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment systems","URL":"https://www.frbservices.org/financial-services/wires","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Puerto Rico","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.frbservices.org/financial-services/wires","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"NA","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saint Barthélemy","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saint Kits and Nevis","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"D-Cash (CBDC)","URL":"https://www.eccb-centralbank.org/d-cash","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saint Kitts and Nevis","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.eccb-centralbank.org/d-cash","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saint Lucia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saint Vincent and the Grenadines","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"DCash 2.0","URL":"https://www.dcashec.com/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Trinidad and Tobago","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.central-bank.org.tt/core-functions/financial-stability/payments-systems","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Trinidad and Tobago","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.central-bank.org.tt/core-functions/financial-stability/payments-systems","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Albania","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.bankofalbania.org/Payments/AIPS-Albanian_interbank_payment_system_for_large-value_payments/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2024- 14","Annual value of transactions (USD)":"2023- >4 B","Annual volume of transactions":"2023- 400 K","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Fixed system maintenance fee and variable transaction fee","QR code based transactions":"NA"},{"Country / Region":"Andorra","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Austria","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Belarus","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Instant payment system","URL":"https://primepress.by/news/ekonomika/belarus_to_make_instant_payment_system_available_for_individuals_1_july_2022_with_and_money_transfer-38843/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Cap at 1% of transaction value","QR code based transactions":"NA"},{"Country / Region":"Belgium","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bosnia and Herzegovina","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.cbbh.ba/press/readfaq/7","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bulgaria","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Croatia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Czech Republic","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Denmark","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Estonia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Europe","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Faroe Islands","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Finland","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"France","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Germany","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Greece","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Hungary","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Iceland","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Ireland","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Isle of Man","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Italy","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Kosovo","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://bqk-kos.org/payment-systems/operating-scheme-of-interbank-payment-system-in-kosovo/?lang=en","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Latvia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Liechtenstein","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Lithuania","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Luxembourg","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Malta","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Moldova","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"MIA (Instant payment system)","URL":"https://mpay.gov.md/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B. P2G, G2P","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 14","Annual value of transactions (USD)":"2024- 5.6 M","Annual volume of transactions":"2024- 100 K","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"MIA- free up to 10k MDL","QR code based transactions":"Yes"},{"Country / Region":"Moldova","Last updated":"26/06/25","Count for DPI":1,"Payment system name":"MPay","URL":"https://mpay.gov.md/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B. P2G, G2P","Type of settlement system":"DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2023- 37 M","Annual volume of transactions":"2023- 1.3 B","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"MIA- free up to 10k MDL","QR code based transactions":"NA"},{"Country / Region":"Monaco","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Montenegro","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payments system","URL":"https://www.cbcg.me/en/core-functions/payment-system/cbcg-payment-system","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Netherlands","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"North Macedonia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.nbrm.mk/makedonska_platiezhna_infrastruktura-en.nspx","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Norway","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Poland","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Portugal","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Romania","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Russian Federation","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Faster payment system/ SBP (instant payment system)","URL":"https://www.cbr.ru/eng/psystem/sfp/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 220","Annual value of transactions (USD)":"2024- 18 B","Annual volume of transactions":"2024- 92 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Free up to 10k roubles a month","QR code based transactions":"Yes"},{"Country / Region":"San Marino","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Serbia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Instant Payments Serbia","URL":"https://ips.nbs.rs/en","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2B, P2G, B2P, B2B, B2G","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2024- 22","Annual value of transactions (USD)":"2023- 6.7 B","Annual volume of transactions":"2023- 66 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"RSD 4 per P2P, RSD 1-2 per P2M","QR code based transactions":"Yes"},{"Country / Region":"Slovakia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Slovenia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Spain","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Sweden","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Switzerland","Last updated":"31/03/25","Count for DPI":1,"Payment system name":"SIC5","URL":"https://www.six-group.com/en/newsroom/media-releases/2024/20240821-instant-payment-six-snb.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Ukraine","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"United Kingdom of Great Britain and Northern Ireland","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Vatican City","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Argentina","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Sistema Nacional de Pagos – Transferencias","URL":"https://www.bcra.gob.ar/Noticias/Transferencias-3-0-puesta-en-marcha.asp","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"MN","Operator":"Commercial bank/ Private PSP","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2022- 68","Annual value of transactions (USD)":"2022- 2064 B","Annual volume of transactions":"2022- 7816 M","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Capped at 0.8% of transaction costs","QR code based transactions":"Yes"},{"Country / Region":"Belize","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system APSSS","URL":"https://www.centralbank.org.bz/home/core-functions/payment-and-settlement/automated-payment-and-securities-settlement-system-(apsss)","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2024- 45 M","Annual volume of transactions":"2024- 270 K","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"0.25 USD per transaction (real-time), HIgher for EFTs of highter amounts","QR code based transactions":"NA"},{"Country / Region":"Belize","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.centralbank.org.bz/home/core-functions/payment-and-settlement/automated-payment-and-securities-settlement-system-(apsss)","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Bolivia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"QR BCB/ $imple","URL":"https://www.bcb.gob.bo/?q=pagos_qr_bcb_bolivia","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"So far only accessible to accounts under Central Bank but meant to be interoprable among all bank and non bank financial institutions","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Brazil","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Pix","URL":"https://www.bcb.gov.br/en/financialstability/pix_en","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, G2P, P2G","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2022- 792","Annual value of transactions (USD)":"2022- 1834 B","Annual volume of transactions":"2022- 20354 M","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"0 for individuals (set by regulator). 0.22% for retail transactions.","QR code based transactions":"Yes"},{"Country / Region":"Central America, Caribbean","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Payment Interconnection System (SIPA)","URL":"https://www.bancentral.gov.do/a/d/2549-sistema-de-interconexion-de-pagos-sipa","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"Cost of transfers is US$5.00, paid only by the client who originated the payment at the time of requesting the transfer.","QR code based transactions":"NA"},{"Country / Region":"Chile","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Transferencias en Línea (TEF)","URL":"https://fastpayments.worldbank.org/sites/default/files/2021-09/World_Bank_FPS_Chile_TEF_Case_Study.pdf","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"DNS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2021- 14","Annual value of transactions (USD)":"Launched in 2008 with steady growth in transaction volumes (CAGR 21.24% in last 5 years)","Annual volume of transactions":"2019- 529 M","Data-handing rules for payment system":"NA","Reporting forum":"No","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"No"},{"Country / Region":"Colombia","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Transfiya","URL":"https://www.transfiya.com.co/home","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Private PSP","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 213 M","Annual volume of transactions":"2022- 10 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Colombia","Last updated":"01/03/26","Count for DPI":1,"Payment system name":"Bre-B Instant payment system","URL":"https://www.banrep.gov.co/es/bre-b","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, B2P","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2026 - 218","Annual value of transactions (USD)":"2025 - 152 K","Annual volume of transactions":"2025-167 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Costa Rica","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Sinpe (National System of Electronic Payments)","URL":"https://www.bccr.fi.cr/en/payments-system/general-information","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, P2G","Type of settlement system":"NA","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2020- 1.6 B","Annual volume of transactions":"2021- 230 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Ecuador","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.bce.fin.ec/en/press-release/in-ecuador-the-number-of-transactions-through-digital-means-of-payment-doubled-between-2019-and-2022","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 70.6 M","Annual volume of transactions":"2022- USD 20.34 B","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"Free","QR code based transactions":"NA"},{"Country / Region":"El Salvador","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Transfer 365","URL":"https://www.bcr.gob.sv/sistema-de-pagos-masivos/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B, G2P","Type of settlement system":"ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"2021- 26","Annual value of transactions (USD)":"2022- 9.7 M","Annual volume of transactions":"2022- 7.79 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"El Salvador","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Chivo Wallet (CBDC)","URL":"https://insights.som.yale.edu/insights/el-salvador-adopted-bitcoin-as-an-official-currency-salvadorans-mostly-shrugged","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B, G2P","Type of settlement system":"ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2022- 9.7 M","Annual volume of transactions":"2022- 7.79 M","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"French Guiana","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guatemala","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guyana","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.bankofguyana.org.gy/bog/images/national_payment_systems/NPS%20FAQs.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Guyana","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.bankofguyana.org.gy/bog/images/national_payment_systems/NPS%20FAQs.pdf","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS, ACH","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Honduras","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.electronicpaymentsinternational.com/news/aci-worldwide-redabierta-payments-honduras/","Active real-time payment system present":"No","Payment system type":"Mobile money","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Mexico","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"CoDI","URL":"https://www.codi.org.mx/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, G2P","Type of settlement system":"MN","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2022- 85","Annual value of transactions (USD)":"2022- 16201 B","Annual volume of transactions":"2022- 2792 M","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Nicaragua","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Panama","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"ACH Xpress","URL":"https://documents.worldbank.org/en/publication/documents-reports/documentdetail/099040424151021308","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"ACH","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Paraguay","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"SIPAP (Sistema de Pagos de Paraguay)","URL":"https://www.bnf.gov.py/servicio-sipap-sistemas-de-pagos-del-paraguay-","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Peru","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://mibim.pe/","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Peru","Last updated":"02/10/24","Count for DPI":1,"Payment system name":"CBDC","URL":"https://www.ledgerinsights.com/peru-awards-contract-for-first-retail-cbdc-pilot/","Active real-time payment system present":"Yes","Payment system type":"CBDC","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Suriname","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Uruguay","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"Toke","URL":"https://toke.uy/informacion-a-usuarios/","Active real-time payment system present":"No","Payment system type":"Cross-domain payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Venezuela","Last updated":"01/03/26","Count for DPI":0,"Payment system name":"PagoMovil","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Armenia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.cba.am/en/sitepages/pspspaymentsettlementsystems.aspx","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"NA","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Azerbaijan","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Anipay (instant payment system), Interbank payment system, government payment portal","URL":"https://anipay.az/about","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, G2P, P2G, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 19","Annual value of transactions (USD)":"Anipay 2024- 330 M","Annual volume of transactions":"Anipay 2024- 423 K","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Bahrain","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Fawri+(instant payment system), Interbank payment system","URL":"https://benefit.bh/others/fawri-plus/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"2023- 23","Annual value of transactions (USD)":"2023- 19.3 B","Annual volume of transactions":"2023- 334 M","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"Variable, free up to 100 BD, then 0.1 BD up to 1000 BD","QR code based transactions":"Yes"},{"Country / Region":"Cyprus","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/target/tips/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 2321 (including non-Euro members)","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Georgia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Instant payment system","URL":"https://nbg.gov.ge/en/page/project","Active real-time payment system present":"No","Payment system type":"Cross-domain payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Iraq","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile wallets","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, P2G","Type of settlement system":"NA","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Israel","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payments system","URL":"https://www.boi.org.il/en/economic-roles/payment-systems/payment-systems-in-israel/the-zahav-rtgs-system/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Jordan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"CliQ (IPS)","URL":"https://www.jopacc.com/what-we-do/services-products/cliq-services","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, P2G, G2P","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2023- 7.2 B (Cliq)","Annual volume of transactions":"2023- 30.2 M (Cliq)","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"Cliq is only free for most, not all banks.","QR code based transactions":"Yes"},{"Country / Region":"Jordan","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"JoMoPay (Mobile wallet)","URL":"https://www.cbj.gov.jo/EN/Pages/Mobile_Payment_Service_JoMoPay","Active real-time payment system present":"Yes","Payment system type":"Mobile wallet","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B, P2G, G2P","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"2023- 7.2 B (Cliq)","Annual volume of transactions":"2023- 30.2 M (Cliq)","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"Cliq is only free for most, not all banks.","QR code based transactions":"Yes"},{"Country / Region":"Kuwait","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"WAMD (instant payment system)","URL":"https://www.cbk.gov.kw/en/payment-systems/local-payment-systems/real-time-settle-kassip","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Kuwait","Last updated":"26/06/25","Count for DPI":1,"Payment system name":"Interbank payment system (KASSIP)","URL":"https://www.cbk.gov.kw/en/payment-systems/local-payment-systems/real-time-settle-kassip","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Lebanon","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.bdl.gov.lb/paymentsystemoverview.php","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Middle East","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Afaq (Arabian Gulf System for Financial Automated Quick Payment Transfer)","URL":"https://www.gulf-payments.com/","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"Regional","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, B2B","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2024- 5","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Oman","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://cbo.gov.om/Pages/PaymentSystemReforms.aspx","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system, Mobile wallet","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Oman","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://cbo.gov.om/Pages/PaymentSystemReforms.aspx","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system, Mobile wallet","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Private PSP","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Qatar","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Fawran","URL":"https://www.qnb.com/sites/qnb/qnbqatar/page/en/enfawran.html","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2024- 8","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Saudi Arabia","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"sarie (instant payment system)","URL":"https://sarie.sa/en","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"2024- 11","Annual value of transactions (USD)":"2019- 157 M","Annual volume of transactions":"2019- 12.7 B","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"State of Palestine","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://pdf.usaid.gov/pdf_docs/PA021266.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Syria","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Mobile wallets","URL":"NA","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P","Type of settlement system":"NA","Operator":"Private PSP","Bank participation":"No","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Turkey","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"FAST (Instant payment system)","URL":"https://fast.tcmb.gov.tr/","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"Yes","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"United Arab Emirates","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Aani (instant payment system)","URL":"https://aletihadpayments.ae/en/aani","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"2024- 8","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Yemen","Last updated":"15/07/25","Count for DPI":0,"Payment system name":"Yemen Financial Market Infrastructure Project","URL":"https://documents1.worldbank.org/curated/en/099052825174515006/pdf/BOSIB-524dd7c7-d52c-4876-80ed-1e3ea9df2463.pdf","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Antarctica","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Canada","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Real-Time Rail System","URL":"https://www.payments.ca/systems-services/payment-systems/real-time-rail-payment-system","Active real-time payment system present":"No","Payment system type":"Cross-domain payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Canada","Last updated":"01/12/25","Count for DPI":0,"Payment system name":"Lynx (Interbank payment system)","URL":"https://www.payments.ca/systems-services/payment-systems/high-value-payment-system-lynx","Active real-time payment system present":"No","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"NA","Operator":"Bank association","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"2023- 103 M","Annual volume of transactions":"2023- 13.1 M","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Greenland","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"TIPS (Target Instant Payment Settlement)","URL":"https://www.ecb.europa.eu/paym/integration/retail/sepa/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2B, P2G, B2P, B2B, B2G","Type of settlement system":"RTGS","Operator":"Commercial bank/ Private PSP","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"2024- 60","Annual value of transactions (USD)":"2024- 70 B","Annual volume of transactions":"2024- 554 K","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Greenland","Last updated":"26/06/25","Count for DPI":0,"Payment system name":"Mobile money","URL":"https://www.ecb.europa.eu/paym/integration/retail/sepa/html/index.en.html","Active real-time payment system present":"Yes","Payment system type":"Mobile money","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2B, P2G, B2P, B2B, B2G","Type of settlement system":"NA","Operator":"Commercial bank/Private PSP","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"Free for individuals","QR code based transactions":"NA"},{"Country / Region":"United States of America","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"FedNow","URL":"https://www.frbservices.org/financial-services/fednow","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- 930","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"No","Reporting forum":"Yes","AML Law":"NA","Cost of transactions":"Individuals- 0.05-1 cent; PSPs- monthly fee (USD 25)","QR code based transactions":"No"},{"Country / Region":"Australia","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"New Payments Platform","URL":"https://www.auspayplus.com.au/brands/nppa","Active real-time payment system present":"Yes","Payment system type":"Cross-domain payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"Distributed settlement","Operator":"NA","Bank participation":"Yes","Non-bank participation":"Yes","Participation conditions and rules":"Yes","Number of participants":"2024- >100","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"Yes","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"Multiple pricing modes","QR code based transactions":"Yes"},{"Country / Region":"Fiji","Last updated":"10/02/25","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.montran.com/resources/the-reserve-bank-of-fiji-announces-the-go-live-of-the-new-national-payment-systems-automated-clearing-house/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M","Type of settlement system":"RTGS, ACH","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"Yes","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"Yes"},{"Country / Region":"Kiribati","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Marshall Islands","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Micronesia (Federated States of)","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Nauru","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"New Zealand","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"NA","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Palau","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Papua New Guinea","Last updated":"01/10/24","Count for DPI":1,"Payment system name":"Interbank payment system","URL":"https://www.bankpng.gov.pg/payment-system/kats-monthly-statistics/#:~:text=The%20Bank%20of%20Papua%20New%20Guinea%20introduced%20the%20Kina%20Automated,the%20banks%20and%20their%20customers.","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Implemented","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"Yes","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Samoa","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Samoa Finance Sector Resilience and Development Project","URL":"https://www.worldbank.org/en/news/press-release/2024/10/28/samoans-set-to-benefit-from-improved-national-payments-systems-and-first-ever-national-digital-identification-system#:~:text=The%20project%20will%20support%20the,2027","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Solomon Islands","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Interbank payment system","URL":"https://www.cbsi.com.sb/press-release-06-24-solomon-islands-new-payment-system-to-improve-efficiency-in-payment-and-increase-access-to-banking-support-economypress-release-06-24/","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"Yes","Interoperability policy":"NA","Types of transactions supported":"P2P, P2M, B2B","Type of settlement system":"RTGS","Operator":"Central Bank","Bank participation":"NA","Non-bank participation":"No","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tonga","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Tuvalu","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"NA","URL":"NA","Active real-time payment system present":"No","Payment system type":"NA","Status of Implementation":"NA","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"NA","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"},{"Country / Region":"Vanuatu","Last updated":"01/10/24","Count for DPI":0,"Payment system name":"Domestic IPS","URL":"https://pressroom.ifc.org/all/pages/PressDetail.aspx?ID=27738","Active real-time payment system present":"Yes","Payment system type":"Interbank payment system","Status of Implementation":"Planned/Piloted","National / Regional":"National","Cross-border payments":"NA","Interoperability policy":"NA","Types of transactions supported":"NA","Type of settlement system":"RTGS, ACH","Operator":"NA","Bank participation":"NA","Non-bank participation":"NA","Participation conditions and rules":"NA","Number of participants":"NA","Annual value of transactions (USD)":"NA","Annual volume of transactions":"NA","Data-handing rules for payment system":"NA","Reporting forum":"NA","AML Law":"Yes","Cost of transactions":"NA","QR code based transactions":"NA"}]